Conventional philanthropy often focuses on pervasive issues, extreme emergencies and those in dire need. But usually forgotten are low-income workers who marginally get by with a high possibility of living in poverty if funds were further stressed. Much like when I wrote the blurb for "The Arthritis Society" - that funding for research is expensive, but the cost of living with a disease is much greater - the same holds true. Providing the resources for a low-income family or individual entering the vicious cycle of poverty is far cheaper than a lifetime of dependency on the public welfare system.
That is why this week I'm making a donation to "Modest Needs" ~ a pubic charity that works to stop the cycle of poverty before it starts for low-income workers. Their mission is made possible by empowering the general public to safely and securely help those in need of short-term emergency expenses that we've all encountered before: the unexpected car repair, the unanticipated visit to the doctor, or the unusually large heating bill, for example. It's time to ensure that no hard-working person is ever forced to choose between taking a child to the doctor and putting food on the table. Modest Needs can give confidence to donours because they have earned the highest possible charity ratings from both Charity Navigator and the Better Business Bureau's Wise Giving Alliance.
Modest Needs is able to prevent the cycle of poverty, restore financial self-sufficiency, empower those living within limited means, and strengthen small non-profit organizations by offering different types of grants. 'Self-Sufficiency Grants' remit payment to creditors for, usually, emergency expenses. This prevents individuals or families from entering the cycle of poverty due to unexpected financial burdens. 'Back-to-Work Grants' remit fees or expenses on behalf of a temporarily unemployed individual. For example, this grant can cover the cost of a professional license renewal for a temporarily displaced worker. 'Independent Living Grants' remit payment to creditors for expenses on behalf of persons who are permanently unable to work but who nevertheless are living independently on the limited income to which they are entitled. Modest Needs empowers financially responsible persons who cannot work - living on retirement income or permanent disability income, for example - to live independently despite unexpected expenses. Lastly, 'Non-Profit Grants' remit payment to a creditor for an expense incurred by a small non-profit organization that will demonstrably strengthen that organization's ability to serve its clients and community. For example, this grant might cover new beds for a small shelter or to assist with the creation of a basic website.
That is why this week I'm making a donation to "Modest Needs" ~ a pubic charity that works to stop the cycle of poverty before it starts for low-income workers. Their mission is made possible by empowering the general public to safely and securely help those in need of short-term emergency expenses that we've all encountered before: the unexpected car repair, the unanticipated visit to the doctor, or the unusually large heating bill, for example. It's time to ensure that no hard-working person is ever forced to choose between taking a child to the doctor and putting food on the table. Modest Needs can give confidence to donours because they have earned the highest possible charity ratings from both Charity Navigator and the Better Business Bureau's Wise Giving Alliance.
Modest Needs is able to prevent the cycle of poverty, restore financial self-sufficiency, empower those living within limited means, and strengthen small non-profit organizations by offering different types of grants. 'Self-Sufficiency Grants' remit payment to creditors for, usually, emergency expenses. This prevents individuals or families from entering the cycle of poverty due to unexpected financial burdens. 'Back-to-Work Grants' remit fees or expenses on behalf of a temporarily unemployed individual. For example, this grant can cover the cost of a professional license renewal for a temporarily displaced worker. 'Independent Living Grants' remit payment to creditors for expenses on behalf of persons who are permanently unable to work but who nevertheless are living independently on the limited income to which they are entitled. Modest Needs empowers financially responsible persons who cannot work - living on retirement income or permanent disability income, for example - to live independently despite unexpected expenses. Lastly, 'Non-Profit Grants' remit payment to a creditor for an expense incurred by a small non-profit organization that will demonstrably strengthen that organization's ability to serve its clients and community. For example, this grant might cover new beds for a small shelter or to assist with the creation of a basic website.
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